Gay friendly SR22 insurance is one of the very most expensive costing insurance types out there. Most statistics say it is around 50% to 100% more than regular insurance costs, so if you find yourself having to file an SR22, you can expect it to as much as double.

Gay friendly SR22 insurance is required once your driver’s license is suspended. In order for you to return to reinstate that driver’s license, you have to purchase insurance from a company and that company has to send an SR22 form to your state’s Department of Motor Vehicles. This often takes as much as thirty days, although with electronic filing, which some companies offer, it could be as little as 2 days.

If you have SR22 on file, then you are required to keep it there for a period of three years in most states. If you allow it to lapse, then your driver’s license gets suspended again.

Even if SR22 insurance is pricey, you can still save money by shopping around, looking for discounts, driving less, cutting your coverage, and so on.