The cheapest gay friendly car insurance doesn’t just fall on your lap. Often times, you have to go out and look for it, fight for it. And how do you do that?

• Shop around.
• Shop around!
• Shop around!!

The majority of American insurance policy holders don’t do this, which means that not only will you probably have a one up on all of your buddies, price-wise, if you do this, but that those who don’t average an overpayment on their premiums of $400 per policy period. That’s a lot of money to lose just because you don’t fill like filling out some forms for a half hour. Unless you have a whole lot of money to throw around, you have to be careful with that and find the cheapest gay friendly car insurance.

A responsible policy holder will gather up a new set of car insurance quotes every time your policy period is coming to a close, around once or twice a year. You’ll also look some up when something big is happening which could change your rates, such as the purchase of a new car, a move, or the addition of a teenager to the policy.